Our Covers & Benefits
Third Party Liability, Comprehensive, policy to include Named and Numbered Storms, Salvage, Jet Ski, Bareboat Charter, Captain Charter, Liveaboard, Laid up cover, Builders Risk.
We pride ourselves on being able to offer marine insurance for:
Any Boat
Whether it is Ferro Cement, Classic Wooden or a Super Yacht, we will endeavour to find the right premium for you.
Any Waters
Rivers, Canals, Coasts or Oceans, if your boat floats on it we will cover it.
Any Use
Whether it is pleasure use only or if boating is your business we can cover it.
Any Where
Unlike some who are restricted by geographical limits at Keane Specialty Insurance we deal with a range of Insurers who can cover your boat anywhere in the world.
See which of our covers benefits you
Third Party Liability
Third Party Liability only cover protects you in case you cause damage towards another boat or property, or injure another person whilst on the water.
What’s included in this cover?
- Accidental damage caused to another boat or property, or injury to another person not on board or part of the party
Fully Comprehensive
Fully Comprehensive insurance covers damage to yourself, your boat as well as compensating a third party if you are involved in an accident.
It also covers you for theft and fire damage.
What’s included in this cover?
- Theft of your boat or craft
- Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
- Accidental damage caused by negligence
- Malicious damage to your boat or craft
- Salvage charges and expenses in preventing or minimising damage to your boat or craft
- Accidental damage caused to another boat or property, or injury to another person
- Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
- Cover extends to any person in charge of your boat with your permission
Available optional extras
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Agreed Value
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Breach of Warranty
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Builders Risks
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Commercial Fishing
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Diving Parties
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Houseboat/Live-aboard
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New For Old
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Night Navigation
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Non-Emergency Towing
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Racing Risk
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Single Handed Sailing
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Storm Cover Force 7 to 12 (Standard Storm)
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Storm Cover Force 12+ (Full Storm)
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Storm Preparation
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Taken Ashore
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Unattended
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Uninsured Boater
Here when you need us most
There may come a time when you need to make a claim on your Boat Insurance Policy, as long as the claim is covered under your policy we try to make the process as stress free as possible, below are some questions and answers about the claims process. Most Importantly remember the boat is your property and your responsibility, so always act as a prudent uninsured and mitigate any potential loss. Failure to do this could seriously affect your claim.
Initial Contact
In the event of a claim you will need to contact us either by phone or e-mail where we will send you a claim form.
Why won’t you talk to me on the phone?
As your file needs to be passed to Insurers as part of your claim assessment we try to keep all communications in writing – by email is quickest.
How long will my claim take?
Every claim is different and it could take just a few days, a few weeks or even a few months, depending on the situation and circumstances, but you will have an appointed and dedicated claim liaison to assist you every step of the way.
Will somebody come to look at my boat?
This depends on the severity and complexity of the claim. To speed the process up and if a visit is not necessary then why waste the time and expense?
What is my policy excess?
This is your contribution to the cost of any claim after it has been assessed and adjusted for the policy terms and conditions. The amount can be found on your policy schedule or certificate of insurance, but your claims liaison will point all this out for you.
What do I do if somebody damages my boat?
If you can get their details and insurance, take some pictures and the contact details of any witnesses, then give us a call.
